Indirect arm twisting to force compliance. In stockholding, it takes the form of requiring the preferred-stock holders to buy the firm's new stock issues or else losing certain benefits such as anti-dilution protection. In financing, it may manifest as a client with a lucrative investment-banking account pressuring an investment bank to provide commercial banking services (such as credit facilities and loans) to get his or her account. In insurance, it is reflected in rules that prevent a not-at-fault but uninsured driver to claim compensation for body injury or property damage.